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Mission Statement:
Every client who enrolls in this legal, moral and ethical program will hold the financial leverage to be absolved of their credit card and other unsecured debt.
Business Objectives:
Zero Credit Card Debt is your best financial services resource for debt resolution. We are dedicated and very conscientious experts who are committed to providing our clients with premier financial services. Our attorney law firm will perfect your program in just a few weeks doing 95% of the work, protecting you against civil lawsuits and relieving you from ever again having to pay on unsecured debt.
Zero Credit Card Debt specializes in Debt Resolution. Zero Credit Card Debt is not a debt consolidation service nor are we merely a debt relief company. We specialize in total termination of unsecured debt by empowering you with the ability to pay off those balances for as little as ten cents on the dollar. At Zero Credit Card Debt, we understand how it feels to be shunned or denied because you have credit problems. That's why we have experts standing by to assist you with a top-notch debt resolution service.
It is imperative to have good credit in order to accomplish important financial goals such as qualifying for a low interest rate mortgage. In fact, qualifying for a low interest rate mortgage saves our clients a lot of money over the life of a mortgage loan. Zero Credit Card Debt places you in the position of financial power, not the banks, to clear off derogatory remarks related to those accounts on your credit report.
Zero Credit Card Debt works with clients who, on account of misfortune, mistakes or disadvantages, have incurred credit card problems. If your credit card debt is becoming a problem, we can help to absolve you of your debt and start over now. Click here to take our free "Do I Really Have A Debt Problem" quiz and also learn about little known credit secrets; or you can begin to and immediately upon joining our Premier Program, you will not have to make any more credit card payments.
CLICK HERE NOW TO GET ALL YOUR CREDIT SCORES AND REPORTS FOR FREE – BEFORE MOVING ON
You can obtain all 3 credit reports and all 3 scores for FREE from our recommended partner – by clicking HERE. As you may know, credit reports can contain errors, which could lead to getting declined if not identified and corrected first.
In addition to your scores, you also receive a free trial of credit monitoring and identity protection which I highly recommend. Identity theft is a growing problem in America, so having the type of protection this company offers is critical, especially when applying for financing. A recent study by Javalin Strategy and Research showed that over 8 million Americans were affected by identity theft in 2010 alone, which is why over 50 million Americans are currently using a credit monitoring service such as this one.
You Can Compare Credit Card Debt Solutions
Are you drowning in credit card debt?
Do you have debt collection problems?
Do you expect them in the near future? Is it because you are receiving harassing phone calls from your creditors and debt collectors? Have you considered debt consolidation or settlement or even bankruptcy? Did you find that these options did not work for you?
We will provide you with a legal, viable, time tested alternative to solving your debt collection problems while stopping harassing phone calls and putting an end to threatening collection letters. This is NOT Debt Consolidation, Settlement or Negotiation, or any kind of loan. This is true debt resolution.
What has our debt resolution program accomplished?
Our debt resolution program, also known to many as debt elimination, has legally stopped hundreds of millions of dollars worth of credit card debt from being collected since 1994. The focus has been to stop every unsecured debt collection with simple strategies. More recent bankruptcy legislation makes it more difficult to discharge credit card debt when you have assets. This now makes the demand for and viability of our program greater than ever!
The debt resolution program has undergone continuing evolution since its inception over ten years ago. Having assisted over 11,000 people to resolve their debts, we have both learned a lot and faced many challenges. It has evolved into a program entirely different from all others you may have seen in your search for a solution to your mounting debt.
Other programs you may have considered?
You probably have seen many advertisements for different credit card debt relief services.
Do these three primary questions come to mind?
What are these companies really offering?
Do their strategies really work?
Is what they do legal?
Our years of research found that most fit into one of the four following categories:
1. Simple debt consolidation - for example taking out a Home Equity Loan and paying off your credit cards. Such a practice places you deeper in debt.
2. Debt negotiation - they contact your creditors in order to negotiate lower payments or even reduce the balance you owe. These programs have an over 80% failure rate.
3. Debt settlement - they set up an agreement for you to pay off a reduced amount, usually about 50%. Again the failure rate is over 75% and carry large tax consequences.
4. Bankruptcy. No guarantee that your unsecured debts will be fully discharged by the judge's order.
Of the above theories the first two are very traditional and of course,while very costly, are effective. The remaining two come with serious drawbacks. The problem with debt consolidation is of course that you first have to be able to secure another loan, plus you are turning an unsecured debt into a debt secured by your property. What happens if for unforeseen reasons you are not able to make the new higher mortgage payment? You could lose your home. The problem with debt negotiation is that after all the negotiation you end up with a series of negative credit scores, even after you finally pay it all off. The major drawback with settlement is that you will not only pay a large services fee, plus interest on the debt, plus the debt itself; you may have to pay income taxes on the forgiven portion of the debt. Finally, with bankruptcy, it not only creates a long-term negative for about 10 years on your credit report but also has a forever stigma attached.
Debt resolution or debt elimination is not a myth. Our program follows guidelines set forth by federal law. Our Premier Program is 100% legal and ethical. Of the several methods people can use to get out of debt, one is to simply pay them off. However, since you are viewing this page, either that has become impossible or extremely difficult to do right now.
Can you now see the difference between debt resolution and the other four programs? There are huge differences between these programs. You may see many debt consolidation, debt negotiation and debt settlement companies advertise themselves as "Debt Elimination". However, they do not "eliminate" debt. They "restructure" debt. Zero Credit Card Debt is the only program in the industry that can do so through an attorney. Click here to begin the process of resolving your debt problem now.
One question that pops into everyone's mind when debt elimination is brought up is, "Is this legal?" Our program is administered by a nationally recognized law firm. Within several weeks time, you are protected and your program is perfected.
With our program you will be DEBT FREE in a matter of about 18 months at a fraction of the cost of what you currently owe! That surely beats years and years of monthly payments to your creditors at high interest rates!
We do almost all of the work for you. Our attorney law firm can complete the process before your creditors proceed to obtain judgments against you.
Our program is recommended for people who want to do any of the following:
The NEXT STEP: is to get a copy of your most recent credit reports and all 3 credit scores. You can obtain all 3 credit reports and all 3 scores for FREE from our recommended partner – by clicking HERE. As you may know, credit reports can contain errors, which could lead to getting declined if not identified and corrected first.
Please read Zero Credit Card Debt's Personal Privacy Policy click here.
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